The U.S. Small Business Administration (SBA) helps small businesses get funding by setting guidelines for loans and reducing lender risk. These SBA-backed loans make it easier for small businesses to get the funding they need.

2024年11月13日 · If you want to retain complete control of your business, but don’t have enough funds to start, consider a small business loan. To increase your chances of securing a loan, you should have a business plan, expense sheet, and financial projections for the next five years.

2024年8月21日 · The microloan program provides loans up to $50,000 to help small businesses and certain not-for-profit childcare centers start up and expand. The average microloan is about $13,000. SBA provides funds to specially designated intermediary lenders, which are nonprofit community-based organizations with experience in lending as well as management and …

Find funding to start or grow your business, or to help you recover after a declared disaster.

2024年7月24日 · The 7 (a) loan program is SBA's primary business loan program for providing financial assistance to small businesses.

We support America's small businesses. The SBA connects entrepreneurs with lenders and funding to help them plan, start and grow their business.

Home Funding Programs Loans Microloans List of microlenders Investment capital Disaster assistance Surety bonds Grants

2024年4月4日 · 1. Describe your needs Answer a few questions about your business in as little as five minutes. 2. Get matched in two days Access a curated list of lenders who express interest in your loan. 3. Talk to lenders Compare rates, terms, fees, and more. 4. Apply for a loan Submit loan applications and paperwork. You're well on your way to securing a ...

2024年2月28日 · With loan countsincreasing by 70% for women entrepreneurs since 2020, there’s never been a better time. Contracting Opportunities: Leveling the playing field in industries where women have been traditionally underrepresented is a priority of the SBA.

2024年10月24日 · Specifically, these reforms modernized lending criteria for small loans, welcomed new lenders with expertise on underserved borrowers into the 7 (a) program, and made it easier for both lenders and business owners to work with the SBA.